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^{*APR = Annual Percentage Rate. Rates are subject to change and based on individual credit worthiness. Lowest possible rate for this loan is 8.99% APR. 90-Days of no payments begins on loan origination date. Interest continues to accrue. Promotion only valid for loans opened at a Space Age branch between the dates of November 1 and December 31, 2024. Space Age Credit Union reserves the right to cancel or extend this promotion at any time without notice.}